Week 36

Last week was very chilled. Mainly because we are both doing so VERY LITTLE at work. But I have actually really been enjoying it – it has been wonderful to have so much time to myself to catch up on admin, organize things for Thailand, get our heads around what we need to do before leaving Korea and watch Korean series 🙂 And in the spirit of having so much time on my hands, I’ve played with how I report our weekly numbers… feel free to send feedback, dear Reader, about which format you prefer!

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Week 35

Happy New Year, dear Reader!!! I truly hope that the celebration was exactly as you wanted it (we wanted ours to involve great food, being couch potatoes and watching movies – which it was – yay!) and that 2017 is a great year for you and your loved ones. These pictures sum up our New Year’s pretty well:

So let’s check out our first week of this 9th month of Our Brat Experiment:  Continue reading

My 2016 Dilemma

To my dear Reader,IMG_2492

With New Year this weekend I can’t help but think back on 2016 and try to evaluate how it all went. 2015 was a very personally challenging year for me and I was relieved when it was over. But 2016 has been different. Personally I have felt like it has been a good one with lots of growth and adventure but without all the pain that 2015 seemed to think was necessary. Yay 2016! Globally or humanity wise though… Continue reading

Month 8

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Our first Christmas during Our Brat Experiment 🙂 And because I have started tracking what we have left in the budget (as opposed to simply what we have spent), I already know that things didn’t go entirely to plan… Which of course makes me not want to write this post very much. But I will trooper forth! We now have only two months left of our BEAUTIFUL Korean salaries and so I’m extra motivated to see exactly how we did and make sure that we are on track to reach our savings target. So let’s jump in!

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Week 34

To my horror I find that Christmas weekend has come and gone and I’m back at work. I have NEVER worked on the 26th before. And it sucks. It doesn’t give nearly enough time to soak up the family time and general Christmas spirit. So I’m sitting at work feeling quite grumpy but at least it means that I get to do last week’s numbers and then check out how we did over Month 8 – thank goodness for Pollyanna-like silver linings!! 😉

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Week 33

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Stunning view on the walk home last week 🙂

To my shock, my numbers post last week got two likes. I couldn’t believe it! I had come to the conclusion that no one actually reads these posts. But I kept at them because I’m hoping that they will be helpful to people (even if it’s just a singular some one!) who want(s) an idea of expenses in Korea… Also, I know that this weekly blog post has kept me accountable for our expenses. Basically without the pressure of my “dear Reader” waiting for these posts, I think that I’d quickly stop doing them. So to the two dear Readers who actually liked my post last week, thank you 🙂 It’s wonderful to know that real-live-humans (as opposed to the anonymous dear Readers in my head!) appreciated it 🙂

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Week 32

I don’t think that we did too badly last week… We didn’t buy too many groceries, only ate out once (and eating pizza out is cheaper than making it at home) and were otherwise quite well behaved 🙂 The only challenge might be the Christmas spending… and posting…

To new readers of The Brat Experiment: Husband and I track every single won that we spend on a fantastic app called Money Lover. The app is synched to both of our phones and means that it’s very easy to see where all of our money goes (which is not always pleasant!). I then report on our weekly spending here and write up a summary of our spending for each month. You can check out other weekly spends and the monthly summaries in The Numbers section.

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Week’s total: 372 649 won

Necessary: 346 569 won (93%)

Indulgence: 26 080 won (7%)

If we take out the flights and our Christmas spend we only spent 155 570 won 😀

Yaaaaaaaaaaaaaaaaaaaaaaaay!! SO much better than last week!! So now let’s look at how our plan is going:

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So this is where we are for sitting for the rest of this month:

  • Live off 775 630 won
  • Christmas budget of 40 490 won

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    Christmas nails to match my Christmas mug 😀

  • Two ski trips for 227 941 won. We decided to only go skiing in January. And to instead use this money on flights within Thailand (not that much more than bussing and totally worth the time saved during our short holiday) and a kindle for Husband (who has wanted a kindle for aaaaaaaages – and we’d far rather spend a lot of money on something that he really wants for Christmas than less money on crap just cause it’s Christmas).
  • Save 51% (on track)

So all in all I’m feeling quite warm and fuzzy about last week! 🙂 We were amazing with our living expenses, still have room to play in our Christmas budget and there is plenty of room in the ‘ski budget’ for Husband’s kindle 🙂 We must just focus on not forgetting about the 250 000ish won needed for the bills at the end of the month. Have a good week, dear Reader!

 Xxx

Week 31

We spent a kak load of money last week. Firstly, it was the beginning of the month and so the week had two weekends. But we also did a lot of planned (intentional) shopping, so as I type this I’m just desperately hoping that while it feels like we spent a lot, that it actually won’t be so bad once I look at it properly. Hold thumbs!

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To give you a giggle as you start your read 🙂 The cold is real, dear Reader!

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Ownership

One of my favourite lecturers ever, Francis, was an apparent walking set of contradictions: a philosopher while simultaneously being a deeply devout Catholic (to the extent that he and his wife even practiced the rhythm method – I know this because one seminar we debated the philosophical implications of birth control). Anyway. He stood out in the philosophy department as one of the few lecturers who was religious and he seemed to get some sort of mischievous kick out it. He LOVED to debate his beliefs with us, and in return we loved it too (what a revelation for our young minds to be debating religion based on logic instead of the usual “blind faith” argument). The last semester of 3rd year he invited our seminar (a group of 12 students) to his house for dinner. Continue reading

Month 7

This has been a strange month. It was our first month since we started Our Brat Experiment where we gave ourselves permission to not save as much as possible. This was with our buy-winter-clothes plan. We also decided to reward ourselves with a trip to Thailand and, here’s the big step dear Reader, acknowledge that it was actually part of our spending (as opposed to some exceptional case like we did with our Malaysian trip). This has meant that our savings rate has dropped SIGNIFICANTLY this month (we hoped to save 56% [down from our usual 66%] but instead only saved 42%). The other thing is that we went over budget… but never fear! There are always lessons to be learnt and great songs to listen to (this is my new favourite one): Paper Girl by July Talk 🙂  Continue reading