Week 30

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Snow on the mountains around our town this week 

Without even looking at our app, I know that we overspent during this last week of the month. You ask how I know this, dear Reader? Because we ended last week with a mere 47 048 won for the rest of the month i.e. for Week 30. Thank GOODNESS we factored in some (200 000s worth) cushioning this month so that we didn’t send straight into savings so that we wouldn’t have to literally starve if we went over budget…

To new readers of The Brat Experiment: Husband and I track every single won that we spend on a fantastic app called Money Lover. The app is synched to both of our phones and means that it’s very easy to see where all of our money goes (which is not always pleasant!). I then report on our weekly spending here and write up a summary of our spending for each month. You can check out other weekly spends and the monthly summaries in The Numbers section.

week-30

Week’s total: 240 590 won

Necessary: 187 040 (78%)

Indulgence: 53 550 won (22%)

Therefore, we are 193 542 over budget. Bugger. And a coincidence that we went over by almost exactly how much cushioning we had? I think not. It seems the lesson is that if you have a budget or figure of what you can spend in your mind, you’re going to spend that.

Xxx

 

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